personal commercial housing loan个人商用房贷款
Commercial Mortgage Loan Services商业按揭贷款
commercial bank loan商业银行贷款
commercial bridging loan商业临时贷款
commercial discount loan商业贴息贷款
Commercial Student Loan一般商业性助学贷款
commercial installment loan贷款
Commercial l loan商业贷款
commercial building loan商业建筑贷款;修建贷款
Today's banking industry pays special attention to the expected income of the potential borrower. Most banks discarded the commercial loan theory that once dominated the banking theory in the history.
消费信贷是拉动经济快速增长的银行产品，今天的银行业特别注重潜在借款者的未来或者说预期的收入，大都抛弃了历史上在银行业理论中曾占垄断地位商业贷款理论，大多数银行根据贷款的预期收入理论对消费者贷款实行个人授信，这种新的消费方式使银行丰富了贷款种类，本文主要涉及个人住房贷款以及个人汽车贷款。
参考来源 - XX省级商业银行消费信贷业务发展研究